Actual Budget is a modern, open-source personal finance application designed to help individuals manage their budgets effectively. It utilizes a unique approach inspired by the envelope budgeting method, allowing users to allocate their income into various categories, or "envelopes", to control spending and achieve financial goals. With features that support multi-currency transactions, customizable categories, and intuitive reporting tools, Actual Budget enables users to track their financial activity seamlessly. It is built on a user-friendly interface that emphasizes simplicity and accessibility, making it suitable for both budgeting novices and experienced users alike.
Being open-source, Actual Budget not only allows users to host the software on their own servers for greater control and privacy but also encourages community contributions and ongoing improvements. The application is developed using modern web technologies and provides a secure environment for handling financial data. This focus on user autonomy and community collaboration sets Actual Budget apart as a robust option for anyone looking to take charge of their personal finances.